Your first tax sale in Camden County, NJ

New Jersey is a tax lien state. At the sale you buy a lien (usually called a certificate) for the unpaid taxes, not the property. You make money when the owner pays the taxes back ("redeems"): you get your money back plus interest or a penalty, usually through the county. The state data lists the return as: 18%/yr bid down; below 1% bidders offer a premium instead. Plus a 2%, 4% or 6% redemption penalty by certificate size. Redemption period: Until a foreclosure judgment; a private holder may sue after 2 years (a municipality after 6 months). If the owner never redeems, you may eventually be able to apply for a deed or foreclose, which takes more time, more money and usually an attorney.

What you actually get

A tax lien certificate: a claim for the unpaid taxes plus the interest or penalty the law allows. Not the property, and not the right to go onto it.

How you make money

Interest or penalty when the owner redeems (state data: 18%/yr bid down; below 1% bidders offer a premium instead. Plus a 2%, 4% or 6% redemption penalty by certificate size). Not guaranteed: the rate can be bid down, and some liens are never redeemed.

Redemption period

Until a foreclosure judgment; a private holder may sue after 2 years (a municipality after 6 months)

Recent change (P.L.2024 c.39, July 10, 2024): Before final judgment the owner (or heirs) can demand a sheriff's sale or sheriff's Internet auction; the sheriff deposits any surplus with the Superior Court clerk. Without a demand the holder may foreclose without a sale and the owner has no claim to the equity.

Sources: New Jersey tax sale rules (LienDesk) · Guide: Tax lien vs. tax deed states · N.J.S.A. 54:5-32 · 54:5-33 · 54:5-86 · 54:5-87

Upcoming Camden County sales on our calendar:

• Wednesday, November 4, 2026Tax lienOnline biddingThis plan is for this sale

  Magnolia (Camden), NJ tax lien sale →

  Online · Online, magnolia.newjerseytaxsale.com, 10am

  Last verified Nov 1, 2026 · Official source: magnolia-nj.org ↗

Camden County towns and their sales (from each town's official page; a town without a confirmed date says “Not verified yet”):

• Camden City ↗camdennj.gov

  Online at camden.newjerseytaxsale.com (council authorized an online sale for 2025 taxes on its Jan 13, 2026 agenda). Last sale date: Not verified yet on a city page (platform listings say Apr 6, 2026). 2027 date: not announced

• Cherry Hill Township ↗chnj.gov

  In person, Municipal Building Room 208, 820 Mercer St. Last sale June 29, 2026, 10am; the township's sale runs May to June 30 each year. 2027 date: not announced

• Gloucester Township ↗glotwp.com

  Online via RealAuction (council approved the RealAuction hosting agreement Oct 26, 2026); the township says its sale takes place before Dec 30. 2026 sale date: Not verified yet (not posted)

• Pennsauken Township ↗pennsauken.gov

  Online at pennsauken.newjerseytaxsale.com. Last sale Oct 15, 2026, 8am. 2027 date: not announced

• Winslow Township ↗winslowtownship.com

  In person, Court Room, Municipal Building, 125 S Route 73, Braddock; cash, money order or certified check before the sale closes. Last sale Oct 8, 2026, 10am

• Voorhees Township ↗voorheesnj.com

  Online at voorhees.newjerseytaxsale.com. Last sale June 30, 2026 (township says it was conducted electronically)

• Lindenwold Borough ↗lindenwoldnj.gov

  In person, Municipal Building, 15 N White Horse Pike. Last sale Oct 27, 2026, 10am

• Gloucester City ↗cityofgloucester.org

  Online at gloucestercity.newjerseytaxsale.com; held each January, usually before Martin Luther King Day. Last sale Jan 15, 2026, 8am. January 2027 date: not posted yet

• Haddon Township ↗haddontwp.com

  No 2026 tax sale notice found on the township site. Date and format: Not verified yet

• Collingswood Borough ↗collingswood.com

  No 2026 tax sale notice found on the borough site. Date and format: Not verified yet

• Berlin Township ↗berlintwp.com

  Live, in person, Municipal Hall courtroom, 135 Route 73 S, West Berlin. Last sale Oct 14, 2026, 10:30am. (Berlin Borough sells separately online; its 2026 date: Not verified yet on a borough page)

• Bellmawr Borough ↗bellmawr.com

  Online at bellmawr.newjerseytaxsale.com. Last sale Aug 12, 2026 (Resolution 06:107-26)

• Magnolia Borough ↗magnolia-nj.org

  Online at magnolia.newjerseytaxsale.com. Next sale Nov 4, 2026, 10am; wire transfer only, before the sale closes

• Chesilhurst Borough ↗chesilhurstboro.org

  In person, Municipal Building, 201 Grant Ave. Last sale Oct 28, 2026, 10am

There is no Camden County tax sale: each of the 36 towns sells its own tax sale certificates on its own date and platform, so follow each town's tax collector. Record a certificate with the County Clerk within 90 days (NJ DLGS). A private holder can file to foreclose in Superior Court after 2 years; since P.L.2024 c.39 the owner can demand a sheriff's sale or Internet auction before judgment, with any surplus paid into court.

Sources: Official sale page (magnolia-nj.org) ↗ · County tax sale page (nj.gov) ↗ · New Jersey auction calendar

How to register

Set by each town. Online towns: register and fund on the town's newjerseytaxsale.com site before its deadline (deposit amount: Not verified yet; see the town's bidding rules). In-person towns: cash, money order or certified check (e.g. Winslow). Payment is due before the sale ends or the lien is resold (N.J.S.A. 54:5-33)

Deposit / funds

Payment by wire transfer only, before the close of the sale; owners can pay to avoid the sale until Nov 3, 3pm (guaranteed funds)

Where

Online, magnolia.newjerseytaxsale.com, 10am

Official page

magnolia-nj.org ↗

Terms as published: “Payment by wire transfer only, before the close of the sale; owners can pay to avoid the sale until Nov 3, 3pm (guaranteed funds)”

• Find the registration deadline on the official page and put it in your calendar. Some counties close registration days or weeks before the sale.
• Many counties ask for a W-9 (so they can report the interest they pay you), a photo ID and sometimes a deposit. LienDesk hasn't verified this county's paperwork, so check the official page.
• Online sales usually need an approved account on the auction platform, and any deposit must clear before the sale.

Sources: Official sale page (magnolia-nj.org) ↗ · County tax sale page (nj.gov) ↗

We don't have a parcel list for this sale yet.

Parcel list: Not verified yet — check the county's official page ↗

See New Jersey parcel lists we do have →

Due-diligence checklist, for every parcel you might bid on

• □Look at it. Street View and satellite view at minimum; drive by if you can. Confirm the parcel number matches the building you think it does.
• □Landlocked, sliver and unbuildable lots. Check the county GIS map for road access, odd shapes, drainage strips and lots too small to build on. These are cheap for a reason.
• □Mobile homes. A mobile home on the lot may be separate personal property and not included in the sale. Check how the county lists it.
• □IRS and other federal liens. Federal tax liens can survive a tax sale, and the IRS can have its own right to redeem after a sale. Search the county's lien records for the owner.
• □Code violations and demolition orders. Ask the city or county code enforcement office. Fines and demolition liens can follow the property.
• □Environmental problems. Former gas stations, dry cleaners, junkyards, wetlands and flood zones can cost far more than the bid. Check the FEMA flood map and the state environmental agency's site lists.
• □HOA or condo dues. Unpaid association dues and assessments may be owed by whoever ends up with the property.
• □Occupancy. If someone lives there, getting possession may mean an eviction or court action, and the owner often still has redemption rights.
• □Title search. Mortgages, judgments and other liens may or may not be wiped out, depending on the state and the sale. A title search (or a title company's opinion) before you bid is the only way to know.
• □Is it still on the list?. Owners pay up until sale day, so lists shrink. Check the county's final list the day before.

Sources: FEMA flood map ↗ · Parcel lists on LienDesk

Bid-down interest. Bidders compete by offering to accept a lower interest rate or penalty. Bidding starts at the state maximum (18%/yr bid down; below 1% bidders offer a premium instead. Plus a 2%, 4% or 6% redemption penalty by certificate size) and the bidder who accepts the lowest return wins. Popular parcels can be bid down close to zero, so the maximum rate is not what you should expect to earn. If several bidders go all the way down, the tie is broken by a premium (extra cash you pay up front, which may not earn interest).

County note: Bid down from 18%; once a bid goes below 1% bidders offer a premium instead (N.J.S.A. 54:5-32). The premium earns no interest, is refunded on redemption and goes to the town if not redeemed or foreclosed within 5 years (54:5-33). Redemption adds a 2%, 4% or 6% penalty by certificate size (NJ DLGS)

• Decide your total budget first, then a maximum for each parcel. Write the maximums down before the sale starts.
• Set the lowest rate you'll accept. Remember your money can be tied up for the whole redemption period (Until a foreclosure judgment; a private holder may sue after 2 years (a municipality after 6 months)).
• Keep cash in reserve. Winning more than you can pay for can cost you your deposit and your bidding rights.

Open the Analyze This Investment calculator

The calculator is also in each parcel's Comps & ARV panel, prefilled with that parcel's amount and estimated value. Results are estimates, not a promise of profit.

Sources: New Jersey tax sale rules (LienDesk) · N.J.S.A. 54:5-32 · 54:5-33 · 54:5-86 · 54:5-87

• □Check the official page the morning of the sale: sales get postponed or cancelled, and parcels get pulled when owners pay.
• □Log in to the auction platform early, confirm your deposit cleared and that you know the bid increments and the auto-bid rules.
• □Have funds ready the way the county wants them: Payment by wire transfer only, before the close of the sale; owners can pay to avoid the sale until Nov 3, 3pm (guaranteed funds).
• □Bring (or open) your researched list with a maximum for each parcel. Don't bid on anything you haven't researched.
• □Stick to your maximums, even when the room (or the screen) gets competitive.
• □Save every receipt, confirmation and certificate or deed number you get.

Sale: Wednesday, November 4, 2026 · Online, magnolia.newjerseytaxsale.com, 10am

Sources: Official sale page (magnolia-nj.org) ↗ · County tax sale page (nj.gov) ↗

Payment deadline

Payment by wire transfer only, before the close of the sale; owners can pay to avoid the sale until Nov 3, 3pm (guaranteed funds)

What you receive

A tax lien certificate: a claim for the unpaid taxes plus the interest or penalty the law allows. Not the property, and not the right to go onto it.

Redemption

Until a foreclosure judgment; a private holder may sue after 2 years (a municipality after 6 months)

• When the redemption period runs out without payment, you may be able to apply for a tax deed or foreclose the lien (Until a foreclosure judgment; a private holder may sue after 2 years (a municipality after 6 months)). Miss the state's deadline and the certificate can lose its value.
• Keep paying any later property taxes so someone else can't buy a lien or deed on top of yours, and keep records of every cost.
• Don't move in, change locks or start work until you have the legal right to possession.

Talk to an attorney before you foreclose a right of redemption, apply for a deed, file quiet title, or deal with an occupant. Attorney listings are paid advertising, not referrals.

Sources: Official sale page (magnolia-nj.org) ↗ · County tax sale page (nj.gov) ↗ · New Jersey tax sale rules (LienDesk) · N.J.S.A. 54:5-32 · 54:5-33 · 54:5-86 · 54:5-87